Applied Researcher 5

Summary: Join the AI Foundations team to build and deploy AI foundation models and applied research solutions. Partner with cross-functional teams to translate cutting-edge AI developments into production systems that enhance customer experiences in banking.

Applied Researcher 5

At Capital One, we are creating trustworthy and reliable AI systems, changing banking for good. For years, Capital One has been leading the industry in using machine learning to create real-time, intelligent, automated customer experiences. From informing customers about unusual charges to answering their questions in real time, our applications of AI & ML are bringing humanity and simplicity to banking. We are committed to building world-class applied science and engineering teams and continue our industry leading capabilities with breakthrough product experiences and scalable, high-performance AI infrastructure. At Capital One, you will help bring the transformative power of emerging AI capabilities to reimagine how we serve our customers and businesses who have come to love the products and services we build.

Team Description:

The AI Foundations team is at the center of bringing our vision for AI at Capital One to life. Our work touches every aspect of the research life cycle, from partnering with Academia to building production systems. We work with product, technology and business leaders to apply the state of the art in AI to our business.

What You’ll Do:

• Partner with a cross-functional team of data scientists, software engineers, machine learning engineers and product managers to deliver AI-powered products that change how customers interact with their money.
• Leverage a broad stack of technologies; Pytorch, AWS Ultraclusters, Huggingface, Lightning, and more, to reveal the insights hidden within huge volumes of numeric and textual data.
• Build AI foundation models through all phases of development, from design through training, evaluation, validation, and implementation.
• Engage in high impact applied research to take the latest AI developments and push them into the next generation of customer experiences.
• Flex your interpersonal skills to translate the complexity of your work into tangible business goals.
• Lead cross-functional research threads that bridge prototype model development and deployment with ML engineering partners, ensuring scientific insights translate to production impact

The Ideal Candidate:

• You love the process of analyzing and creating, but also share our passion to do the right thing. You know at the end of the day it’s about making the right decision for our customers
• Innovative. You continually research and evaluate emerging technologies. You stay current on published state-of-the-art methods, technologies, and applications and seek out opportunities to apply them
• Creative. You thrive on bringing definition to big, undefined problems. You love asking questions and pushing hard to find answers. You’re not afraid to share a new idea
• A leader. You challenge conventional thinking and work with stakeholders to identify and improve the status quo. You’re passionate about talent development for your own team and beyond
• Technical. You’re comfortable with open-source languages and are passionate about developing further. You have hands-on experience developing AI foundation models and solutions using open-source tools and cloud computing platforms
• Has a deep understanding of the foundations of AI methodologies
• Experience building large deep learning models, whether on language, images, events, or graphs, as well as expertise in one or more of the following: training optimization, self-supervised learning, robustness, explainability, RLHF.
• An engineering mindset as shown by a track record of delivering models at scale both in terms of training data and inference volumes
• Experience in delivering libraries, platform level code or solution level code to existing products
• A professional with a track record of coming up with high quality ideas or improving upon existing ideas in machine learning, demonstrated by accomplishments such as first author publications or projects
• Possess the ability to own and pursue a research agenda, including choosing impactful research problems and autonomously carrying out long-running projects

This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.

Basic Qualifications:

• Currently has, or is in the process of obtaining, PhD in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields, with an exception that required degree will be obtained on or before the scheduled start date plus 2 years of experience in Applied Research or M.S. in Electrical Engineering, Computer Engineering, Computer Science, AI, Mathematics, or related fields plus 4 years of experience in Applied Research

Preferred Qualifications:

• PhD in Computer Science, Machine Learning, High Performance Computing, Applied Mathematics, Electrical Engineering or related fields
• LLM
• PhD focus on Generative AI (LLMs, Diffusion models and related approaches) or Masters with 5 years of industrial research experience in deep learning based techniques
• Multiple publications at top-tier venues (e.g., KDD, SIGIR, RecSys, NeurIPS, ICLR) on topics related to generative recommendation, retrieval-augmented generation (RAG), LLM-based agents, or large-scale semantic search
• Member of team that has trained a large language model from scratch (10B + parameters, 500B+ tokens)
• Behavioral Models
• PhD focus on topics in geometric deep learning (Graph Neural Networks, Sequential Models, Multivariate Time Series)
• Multiple papers on topics relevant to training models on graph and sequential data structures at KDD, ICML, NeurIPs, ICLR
• Experience training foundation models from scratch or significantly adapting large-scale models (10B+ parameters) for complex financial data, transactional sequences, or user behavior graphs
• Track record of scaling graph models to greater than 50M nodes and operating within high-velocity, real-time streaming data environments
• Contributions to common open source frameworks (pytorch-geometric, DGL)
• Proposed new methods for inference or representation learning on graphs or sequences
• Worked datasets with 100m+ users
• Optimization (Training & Inference)
• Multiple years of experience or publications focused on model sparsification, quantization, training parallelism/partitioning design, or gradient checkpointing for 10B+ parameter models
• Hands-on experience with large-scale orchestration systems (Kubernetes, KubeRay) and contributions to common open-source ML frameworks (PyTorch-Geometric, DGL, HuggingFace)
• Experience building and deploying deep learning-based recommender systems at scale (100M+ users or items), ideally within travel, personalization, or e-commerce contexts
• Finetuning
• PhD focused on topics related to aligning Large Language Models for recommendation and search tasks via Supervised Fine-Tuning (SFT), Reinforcement Learning from Human Feedback (RLHF), or Direct Preference Optimization (DPO)
• Experience deploying a fine-tuned large language model optimized for serving performance
• Proven ability to design and lead small-scale research initiatives, guiding junior researchers or engineers through experimental design and evaluation

*Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.*

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Cambridge, MA: $262,500 - $299,600 for Applied Researcher 5

McLean, VA: $262,500 - $299,600 for Applied Researcher 5

New York, NY: $286,400 - $326,800 for Applied Researcher 5

San Francisco, CA: $286,400 - $326,800 for Applied Researcher 5

San Jose, CA: $286,400 - $326,800 for Applied Researcher 5

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the [Capital One Careers website](https://www.capitalonecareers.com/benefits). Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).