Overview
Purpose Statement
To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model/Collections, Recoveries, Account Management)
To lead a team of specialists within the (Collections, Recoveries and Account Management / Granting Model) function to perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.
To perform analysis to translate active business data into usable strategic information to inform the business on any critical and measurable credit and risk indicators.
Company:
Capitec
Qualifications:
Experience
4 years’ relevant experience in statistical analysis
Experience must include the following (within the Retail Credit Risk Management Environment):
Extracting and Aggregating Data from Large Relational Databases
Data Mining and Predictive Modelling
Qualifications (Minimum)
Honours Degree in Mathematics or Data Science
Qualifications (Ideal or Preferred)
Masters Degree in Mathematics or Data Science
Knowledge
Analytics
Predictive Modelling and Machine Learning
Project management methodologies
IT implementation cycle
Credit cycle
Technical understanding and knowledge (different operating systems / databases / programming languages)
General business acumen to identify the impact technical issues may have on design and delivery of solutions.
Best practices and tools in credit risk
Interpretation of user requirements and translation into business requirements specifications
Retail credit environment / industry
Confidentiality and intellectual property implications and constraints
Interpretation of user requirements
Translation of business requirements into business requirement specifications
Skills
Communications Skills
Numerical Reasoning skills
Analytical Skills
Reporting Skills
Computer Literacy (MS Word, MS Excel, MS Outlook)
Attention to Detail
Programming skill (SAS, SQL, R, Python)
Commercial Thinking Skills
Interpersonal & Relationship management Skills
Leadership Skills
Conditions of Employment
Clear criminal and credit record
Educational level:
Master Degree
Level of experience (years):
Mid Career (2+ years of experience)
How to apply:
Please mention NLP People as a source when applying
https://capitec-bank-ltd.contactrh.com/jobs/12/41302844/en_GB
About Capitec Bank
Capitec Bank Limited offers commercial banking services in South Africa.
